On a good day, I can name all 197 countries in the world (I’m using Sporcle’s country list. It includes Taiwan and Palestine BECAUSE WHY WOULDN’T IT). Clips like the Jimmy Kimmel video below make me worry about the United States and how we interact with other countries (well, that clip and a whole lot of other things happening in the news lately…).
Pets have always been a non-negotiable part of my life. SunCat has been my best friend since I was 12, and I never want finances to get in the way of my ability to make the best decision for her. That being said, it wasn’t until after adopting StarCat that I decided to buy pet insurance, and I don’t regret that purchase one bit. Continue reading “Why I Have Pet Insurance”
Y’all, let’s be real. Living in Washington, DC or right across the border in Virginia or Maryland, is super expensive. I don’t blink at $12 cocktails and $1650 rent. And it gets really old when you’re trying to be frugal, or plan for financial goals like owning a house or starting a family. I’ve written before about needing a professional change, and about realizing that I no longer like living here and need to move. But what I didn’t realize was how freeing those decisions would be. Searching for a new job when I know I’m going to relocate anyway opens up some fantastic opportunities for domestic geoarbitrage. Continue reading “Domestic Geoarbitrage and Job Searching”
My organization has multiple fiscal years for some odd reason (multiple funding sources), but the date that employees care about the most is July 1. This is when we get our annual salary increases. They aren’t raises per se because they’re only loosely tied to performance—everyone gets one, and it’s more of a lifestyle cost adjustment. It’s between 3-5% typically. And in the past, avoiding lifestyle creep wasn’t on my radar.
Could I have picked a more clickbait-y title? You’re welcome. But it’s 100% true too. This is my second weekly update post, and it’s been one hell of a week. This is a pretty long post because there’s some background that needs to be established, but bear with me. I eventually get to the part about lighting money on fire and walking away. But I’ve also discovered that the value of happiness doesn’t have a price tag. And as trite as that sounds, it’s so true.
I have already written about the inspiration for my blog name, which is the children’s book The Little Prince by Antoine de Saint-Exupéry. While one specific chapter in that book gave this blog its name, the other chapters also have relevant life lessons to share, like Chapter 14, and specifically the lessons it imparts about passion and the need for change. Monotony in work can affect the rest of your life and wellbeing.
This is my first weekly update on the blog! Basically a short overview of relevant things that happened in my life this week; my hope is that putting these updates out will help me get into the habit of writing more consistently. Without further ado, I’ll start with the good news: starting a new side hustle.
The Personal Finance community has some pretty strong views about budgets. About whether or not you need one, about the proper way to allocate money, and about what tool is best. Excel spreadsheet user? You should totally be using Personal Capital. No, you should use Mint. No, nothing beats a good old-fashioned spreadsheet! While I hate to add to the noise of the budget debate, I am a fervent convert of You Need a Budget (YNAB).
It has officially been one year since I started my free 34-day trial, and I can honestly say that using YNAB has changed my life. Without it, I never would have gotten my financial shit in order, and I never would have found the personal finance and FIRE community. I finally feel like I have control of my finances, and I want to shout YNAB’s praises from the rooftops. Conveniently, I have a blog now! Complete with virtual rooftops galore!