What I’m Saving For: 2019

row of piggy banks

2019 is shaping up to be a wild and exciting year for me, so I want to make sure that I’m saving for what’s coming up. There’s a few things listed in my budget categories at the moment, and I thought it would be helpful if I went through those here (as well as how I’m approaching each). I use the YNAB Budget System, so when I refer to categories, that’s what I mean. You can read more about my love for YNAB here.

Also, today is a very special day, and my GIFs are themed accordingly. You’re welcome.

via GIPHY
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Avoiding Lifestyle Creep Like a Boss

avoiding lifestyle creep career annual raise

My organization has multiple fiscal years for some odd reason (multiple funding sources), but the date that employees care about the most is July 1. This is when we get our annual salary increases. They aren’t raises per se because they’re only loosely tied to performance—everyone gets one, and it’s more of a lifestyle cost adjustment. It’s between 3-5% typically. And in the past, avoiding lifestyle creep wasn’t on my radar.

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