Posted on

An Ode to My YNAB Budget

YNAB budget finance you need a budget

The Personal Finance community has some pretty strong views about budgets. About whether or not you need one, about the proper way to allocate money, and about what tool is best. Excel spreadsheet user? You should totally be using Personal Capital. No, you should use Mint. No, nothing beats a good old-fashioned spreadsheet! While I hate to add to the noise of the budget debate, I am a fervent convert of You Need a Budget (YNAB).

It has officially been one year since I started my free 34-day trial, and I can honestly say that using YNAB has changed my life. Without it, I never would have gotten my financial shit in order, and I never would have found the personal finance and FIRE community. I finally feel like I have control of my finances, and I want to shout YNAB’s praises from the rooftops. Conveniently, I have a blog now! Complete with virtual rooftops galore!

cats railroad aristocats animation singing from the rooftop
Aristocats…just pretend it’s a rooftop

So here it goes. Reasons why I love budgeting in YNAB:  Continue reading “An Ode to My YNAB Budget”

Posted on

Side Hustling FTW.

One of my goals that I’m talking about in this blog is Financial Independence. This one means a lot to me. When I graduated college, I spent money a little too freely. I needed a new wardrobe for my new life as a professional, I needed new furniture, I needed fun things and dinners out and travel. I needed to adopt not one, but TWO new animals (for a total of 3). And now, three years later, I’m stepping back and asking myself how I can be more strategic about getting to my financial goals because I’ve taken the time to figure out exactly what those goals are.

 

Continue reading “Side Hustling FTW.”

Posted on

Hello world!

Hello World! My name is Elizabeth. I’ve decided to start this blog to document my efforts for self-growth. I’ve been taking steps to improve my life, and I thought it would be helpful for myself (and maybe for some strangers on the internet) if the journey was documented. So here it goes!

Continue reading “Hello world!”