Financial Flexibility for What’s Important

Financial Flexibility for What's Important

I have a confession: I’m dropping $2,500 on a completely elective purchase in October. And on two weekend trips that were planned pretty last-minute. And I have no regrets. Having my finances together gives me the flexibility to address what’s important in my life. Financial flexibility isn’t necessarily frugal, but it does mean my money is going to things I value.

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Avoiding Lifestyle Creep Like a Boss

avoiding lifestyle creep career annual raise

My organization has multiple fiscal years for some odd reason (multiple funding sources), but the date that employees care about the most is July 1. This is when we get our annual salary increases. They aren’t raises per se because they’re only loosely tied to performance—everyone gets one, and it’s more of a lifestyle cost adjustment. It’s between 3-5% typically. And in the past, avoiding lifestyle creep wasn’t on my radar.

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