Blogging about personal growth in financial independence, health, and happiness
Given my post of two weeks ago about where I might move soon, and given that my BFF Lyra lives in Cleveland already, I thought this week would be the perfect opportunity to have her write a guest post about her move there, the rationale, and what it’s meant for her finances (also, guest posts mean I can skip a week of writing and not feel guilty! Yay!). Please give her all the welcomes so that I can con her into convince her to guest post again!
2019 is shaping up to be a wild and exciting year for me, so I want to make sure that I’m saving for what’s coming up. There’s a few things listed in my budget categories at the moment, and I thought it would be helpful if I went through those here (as well as how I’m approaching each). I use the YNAB Budget System, so when I refer to categories, that’s what I mean. You can read more about my love for YNAB here.
Also, today is a very special day, and my GIFs are themed accordingly. You’re welcome.
via GIPHY
Happy Thanksgiving! I love this holiday so much because it emphasizes reflection on what we’re thankful for, and it’s the perfect start to the holiday season. The air has started to get crisp, and my whole neighborhood smells like woodsmoke from people starting to use their fireplaces. It’s all very hygge. But it’s also a time to think about your charitable giving. Continue reading “Charitable Giving in My Budget”
The Personal Finance community has some pretty strong views about budgets. About whether or not you need one, about the proper way to allocate money, and about what tool is best. Excel spreadsheet user? You should totally be using Personal Capital. No, you should use Mint. No, nothing beats a good old-fashioned spreadsheet! While I hate to add to the noise of the budget debate, I am a fervent convert of You Need a Budget (YNAB).
It has officially been one year since I started my free 34-day trial, and I can honestly say that using YNAB has changed my life. Without it, I never would have gotten my financial shit in order, and I never would have found the personal finance and FIRE community. I finally feel like I have control of my finances, and I want to shout YNAB’s praises from the rooftops. Conveniently, I have a blog now! Complete with virtual rooftops galore!
So here it goes. Reasons why I love budgeting in YNAB: Continue reading “An Ode to My YNAB Budget”